Terms of Service

Last updated: 3 November 2026

These terms are an agreement between you and Velocity Corporation Limited ("we", "us", "our"), a company registered in Hong Kong, which operates AreteFortis at aretefortis.com. By creating an account or using AreteFortis, you agree to these terms. If you do not agree, please do not use the service.

1. What AreteFortis is

AreteFortis is a values-based membership for personal development and self-mastery. Membership gives you access to a structured 12-Month Transformation: teachings, founder notes, guidelines, videos, audio, sayings and related resources, released month by month.

AreteFortis is for education and personal reflection. It is not therapy, counselling, medical, psychological, financial or legal advice. Nothing in the content is a substitute for professional help. If you need support, please speak to a qualified practitioner. You are responsible for the decisions you make in your own life.

2. Age requirement

You must be 18 or older to create an account or become a member. If we become aware that an account belongs to someone under 18, we will close it and refund any payments made.

3. Your account

You are responsible for keeping your login details secure and for everything that happens under your account. Please provide accurate information when you sign up. You may hold one account at a time.

4. Membership and how content is released

Membership costs US$19.95 per month and renews automatically each month until you cancel.

Month 1 unlocks when your membership starts. Each following month unlocks 30 days after the previous one, so the full 12 months are available after 330 days. Content for months that have not yet unlocked is not available early.

If you cancel and later rejoin, your 12-month journey restarts from Month 1 with a new subscription. Your previous progress data is not retained after account deletion, but if your account still exists, any previously unlocked months remain accessible once you resubscribe.

5. Payment

Payments are processed by Stripe. We do not see or store your full card details. All prices are in US dollars. Your bank or card issuer may apply currency conversion or foreign transaction charges, which are outside our control.

If a payment fails, your access to member content may pause until payment succeeds.

We may change the membership price. If we do, we will email you at least 30 days before the new price applies to your membership, and you can cancel before it takes effect.

6. Cancelling

You can cancel at any time from Settings, then Manage billing. When you cancel, you keep access until the end of the period you have already paid for. No further payments are taken. There is no lock-in and no cancellation fee.

7. Refunds

If you are not satisfied, you can request a refund of your first monthly payment within 14 days of joining by emailing hello@lifeengineeringhub.com.

After that, payments already made are not refundable, including for partly used months. Cancelling stops future payments. We may issue refunds outside these terms at our discretion.

Nothing in this section affects any rights you have under consumer law that cannot be excluded or limited.

8. Alignato

Membership currently includes complimentary access to Alignato, our life-design software, for as long as you remain a member. To activate it, follow the instructions provided in your welcome email or contact us. Your complimentary Alignato access ends when your AreteFortis membership ends. Your use of Alignato is also governed by Alignato's own terms.

9. The Community and Founding Members

Members who complete the twelve-month journey are invited into the AreteFortis Community portal, where they can create a profile, connect with other members, and message privately. Access to the Community is by invitation and requires an active membership. We may develop and change the Community's features over time.

Community members must follow the Community Guidelines. We reserve the right to remove content, unpublish profiles, or suspend community access for members who violate the guidelines. Members are responsible for their own safety in any in-person meetings arranged through the Community. We are not liable for interactions between members, whether online or in person.

Members who introduce the required number of new members (currently twenty) who remain in good standing, and who complete the twelve-month journey, may request Founding Member status. Requests are reviewed by us. Founding Member status is an honour, carries no payment or other reward, and once granted is permanent. A referral does not count if it is a self-referral, a duplicate account, refunded, or no longer active. We may change the required number for future requests, and we may decline or withdraw status where referrals were not genuine.

We may add, change or remove other features and content over time. If we discontinue something central to the membership and cannot offer a reasonable equivalent, contact us and we will deal with it fairly.

10. Introduction commissions

Active members earn a commission of 25% of the membership amount actually paid by each member they introduce directly, for as long as both the introducer and the introduced member remain active subscribers. Complimentary members we choose may also earn introduction commissions. Commissions are one level only — you earn on the people you introduced, not on anyone they introduce. Each commission line has a 14-day hold period (matching the first-payment refund window) before it becomes payable. Commissions are paid on the 7th of each month via Wise to the email address you provide. Any transfer, currency conversion or bank fees charged by Wise or your bank are deducted from the amount you receive. AreteFortis does not cover these fees. The minimum payout is US$25; amounts below that roll over to the next month. Refunds or chargebacks on an introduced member's payment reverse the corresponding commission. We may change the commission rate or end the programme with 30 days' notice; commission already earned will still be paid. The existing acceptable-use rules apply to invitations — no spam or misleading claims. We may withhold commission on invalid or abusive introductions. Members are responsible for their own taxes on commission received.

11. Emails

We send emails needed to run your account, such as your welcome email, password resets and billing notices. We also send you a short email when a new month of your journey unlocks. You can turn these off at any time using the unsubscribe link in the email or in Settings.

12. Our content and your use of it

The teachings, founder notes, guidelines, audio, written material, design, software and branding of AreteFortis belong to us or are used with permission. They are for your own personal use. You may not copy, resell, republish, or redistribute them, or use them to build a competing product.

You may share saying images created with our Share feature on your personal social media.

Some videos are embedded from YouTube and remain the property of their owners. They are subject to YouTube's terms.

13. Acceptable use

You agree not to:

• share your account or login with anyone else;
• copy, download in bulk, scrape, or redistribute member content;
• attempt to access content, accounts or systems you are not authorised to access;
• attempt to bypass payment or the monthly release of content;
• send invitations to people who have not agreed to hear from you, or use invitations to spam;
• use AreteFortis to harass, threaten, deceive or harm anyone.

We may suspend or close an account that breaches these terms. Where a breach is serious, we may do so without notice and without refund.

14. Deleting your account

You can permanently delete your account from Settings at any time. Deletion cancels your membership immediately, removes your access, and removes your personal data, as described in our Privacy Policy. The current paid period is not refunded. Deleted accounts cannot be recovered. Payment records are kept as required by law.

15. Availability

We aim to keep AreteFortis available at all times, but we do not guarantee uninterrupted access. We may pause the service for maintenance, updates, or reasons outside our control.

16. Limitation of liability

To the fullest extent permitted by law:

• AreteFortis is provided "as is". We do not guarantee any particular result from using it.
• We are not liable for decisions you make based on the content, or for indirect or consequential loss, loss of profit, loss of opportunity, or emotional distress.
• Where we are found liable, our total liability to you is limited to the amount you have paid us in the twelve months before the claim arose.

Nothing in these terms excludes liability for fraud, for death or personal injury caused by negligence, or for any other liability that cannot be excluded by law.

17. Changes to these terms

We may update these terms. When we make a material change, we will update the date at the top of this page and, where the change significantly affects you, notify you by email. Continuing to use AreteFortis after a change means you accept the updated terms. If you do not, you can cancel at any time.

18. Governing law

These terms are governed by the laws of Hong Kong. Any dispute will be subject to the exclusive jurisdiction of the courts of Hong Kong. If something has gone wrong, please contact us first — most problems are resolved quickly and simply.

19. Contact

Velocity Corporation Limited hello@lifeengineeringhub.com